Why You Need a
Disney Credit Card

Home » Free Perks

Disneyland is many wonderful things but "inexpensive" is not one of them, so anything that can cut you a break is a good idea in my book.

Here's how it works. After your application is approved and you choose your cute little Disney design, you start receiving info on Disneyland deals. And if you charge things with your Disney credit card, you earn points called "Disney Dream Reward Dollars". These can be exchanged for a variety of things such as discounts for hotels, restaurants, and merchandise, free DVDs, toys, and stroller rentals, early access to special event tickets, etc.

What Exactly Do You Get with a Disney Credit Card?

Two things-- Points and perks:

1. Perks

   Here's the part I like. By owning a Disney Visa you’re sort of part of an "insider’s club", in that you’ll be the first to know about special Disney events and you’ll get good deals on those events.

   For instance, you might get free invitations to preview a new Disney movie, you could get a private Meet ‘n Greet with the Disney characters, you might get first crack at buying Disney on Ice tickets... things like that. They change a little with the time.

   You’ll also get discounts on restaurants and tours, and even some freebies like free stroller rentals.

2. Points

   Of course you also get points for using their credit card. In terms of spending, you get 1 Disney dollar for every $100 you charge.

   In other words, if you take your in-laws to dinner and the bill is $100, you’ll earn 1 Disney dollar by using your Disney Visa. And if you buy a $1000 refrigerator with your Disney Visa card, you will earn 10 Disney dollars. (Balance transfers and finance charges don’t count.)

   That may or may not sound like much to you but keep in mind that the card costs nothing, so these are basically free dollars you’re getting. That’s always nice. Plus, sometimes your points are worth double, triple or even more when you buy certain vacation packages and merchandise.

   You also get a $15 Disney Store gift card, which you’ll receive 4-6 weeks after your first charge card purchase. (US residents only.)

   Where Can You Spend Your Disney Dollars?

   Where do you get to spend these Disney Dollars? On Disney things of course. That means the Disneyland® Resort, Walt Disney World® Resort, Disney Cruise Line®, Disney Store, Disney Store.com and the Disney catalog.

   You say you’ve got a frequent flyer credit card you prefer to use for your purchases? You don’t think you’ll use the Disney Dollars? Get the card anyway just so you’ll be notified of special deals you might want to use when you go on your trip. You don’t have to charge anything unless you want the $15 gift card.

   Who Offers a Disney Credit Card?

   Chase Bank offers a Disney Visa. (Chase used to be Bank One.) American Express and MasterCard do not offer a Disney credit card.

   It has a 0% Introductory APR for up to 12 Months and no annual fee.

   See the Chase Disney website for more info or to apply.

   ---

   So the way I see it, even if you don’t plan to charge anything, it’s still worth applying because there’s no annual fee and you’ll get the insider stuff.

   
   
   
   

   Return from Disney Credit Card to Home